中国数字普惠金融的空间不平衡性与成因探究
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中国社会科学院数量经济与技术经济研究所

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F832

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The Spatial Imbalance and Causes of China''s Digital Inclusive Finance
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1.Institute of Quantitative &2.Technological Economics, Chinese Academy of Social Sciences

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    摘要:

    本文基于国家重大战略区域视角,采用Theil指数测度我国数字普惠金融发展的空间不平衡性,并利用QAP方法探究其成因。研究结论显示,我国国家重大战略区域数字普惠金融发展的空间不平衡性呈下降趋势,且区域间差异是其空间不平衡性的主要来源;地区经济发展水平、传统金融基础和数字技术水平地区差距是影响我国数字普惠金融发展空间不平衡的重要因素;其中经济发展水平地区差距扮演了最为重要的角色,它是长江经济带、长三角和京津冀地区数字普惠金融发展空间不平衡的决定因素,而城镇化则构成了黄河流域数字普惠金融发展空间不平衡的决定因素。为促进我国数字普惠金融区域协调发展,应客观对待国家重大战略区域数字普惠金融发展空间不平衡性,并因地制宜、精准施策。

    Abstract:

    From the perspective of major national strategic regions,this paper measures the spatial imbalance characteristics of China''s digital inclusive finance development by using Theil index, and explores its causes based on QAP method. The conclusion shows that the spatial imbalance of China''s digital inclusive finance development shows a downward trend in major national strategic regions, and the regional difference is the main source of its spatial imbalance. The regional gaps in the regional economic development, traditional financial foundation and digital technology have enhanced the spatial imbalance of China''s digital inclusive finance development. And the regional gap in the regional economic development plays the most important role, which is the decisive factor for the spatial imbalance of digital inclusive finance in the Yangtze River Economic Belt, the Yangtze River Delta and Beijing-Tianjin-Hebei Region. On the same time, urbanization is the decisive factor for the spatial imbalance of digital inclusive finance in Yellow River Basin. In order to promote the regional coordinated development of digital inclusive finance, we should objectively treat the spatial imbalance characteristics of China''s digital inclusive finance development, and make accurate measures according to local conditions.

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焦云霞.中国数字普惠金融的空间不平衡性与成因探究[J].技术经济,2022,41(4):107-119.

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  • 收稿日期:2021-12-17
  • 最后修改日期:2022-03-28
  • 录用日期:2022-03-24
  • 在线发布日期: 2022-04-20
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